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February 27, 2010

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Accident Terms and Definitions

Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.

Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.

Policy
Written contract of insurance.

Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.

Quote
An estimate of the cost of insurance based on information supplied to the insurance company.

Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

Premium
The money paid for an insurance policy based upon the coverage provided.

Premium Finance Company
A lending institution that finances insurance premiums for a fee.

Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.

Junk Title
A Junk Title is issued on a vehicle damaged to the extent that the cost of repairing the vehicle for safe operation exceeds its fair market value; or a vehicle that has been declared a total loss by an insurer or other state or jurisdiction.

Contact our West Virginia Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

Did You Know?

74% Of Passenger Vehicle Occupants Who Were Ejected from The Vehicle Were Killed
Safety belts are effective in preventing total ejections: only 1% of the occupants reported to have been using restraints were totally ejected, compared with 29% of the unrestrained occupants.

Newsroom

Fatal Traffic Crash - Highway 97 north of Oregon / California Border
Oregon State Police troopers are continuing the investigation of a fatal traffic crash in which a California resident, who was a student at Oregon ...
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Insurance Commissioner John Garamendi Announces Arrest Of 19 Suspects For Auto Body Insurence Fraud In Butte

Insurance Commissioner John Garamendi Announces Arrest Of 19 Suspects For Auto Body Insurence Fraud In Butte (“Operation Colla...
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Sergeant Gives Aid, Support To Car Accident Victim
5/23/2006 Naval AIr Base Fort Worth, Texas
A 301st Fighter Wing security forces squadron member was praised by a local resident for helping...
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More news >

Terms

Today's Terms

Gap Insurance

Definition:
Insurance that pays the difference between the actual cash value of a vehicle and the amount still to be paid on the loan. Some gap policies may also cover the amount of the deductible.

Loss Due To Fire Title

Definition:
The vehicle sustained major damage due to fire. In most states, fire damage titles are issued when the cost of repairing the vehicle for safe operation exceeds its fair market value.

Insurer

Definition:
The insurance company providing the insurance.

More Terms >

Resources

More Resources >

Hot Topics

DUI Car Accidents
Aggresive Driving
Catastrophic Injuries
Speeding Accidents

West Virginia Car Accident Lawyers

If you live in one of the following cities and have been in an auto accident you should contact an West Virginia Car Accident Lawyers as soon as possible:

Barboursville
Beckley
Bluefield
Bridgeport
Buckhannon
Charles Town
Charleston
Clarksburg
Elkins
Elkview
Fairmont
Grafton
Harpers Ferry
Huntington

Hurricane
Keyser
Logan
Martinsburg
Morgantown
Moundsville
Oak Hill
Parkersburg
Princeton
Saint Albans
Vienna
Weirton
Wellsburg
Wheeling

Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com

Legal Disclaimers
All attorney listings are a paid attorney advertisement, and do not in any way constitute a referral or endorsement by an approved or authorized lawyer referral service. The information provided on West Virginia Auto Accident Attorney.com is not intended to be legal advice, but merely conveys general information related to legal issues commonly encountered. Your access to and use of this website is subject to additional Terms and Conditions.

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